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Home loans


Things you should know:

* At the end of the fixed rate period, the interest rate converts to the then current Standard Variable Rate, less any applicable package discount specified in your Loan Contract.

~ Information provided (including interest rates) are subject to change. This offer is only available for new loan borrowings from $150,000 on a 3 Year Discounted Base Variable Rate (Special Economiser) for non-Homeseeker applications submitted between 20 November 2015 - 26 February 2017, and converts to the Economiser Base Variable Rate at the end of the 3-year period. Offer may be withdrawn at any time.

1 To be eligible for Wealth Package, you must have a current home loan or line of credit with an initial ‘total home lending balance’ of at least $150,000 when you apply for Wealth Package. Total Home Lending balance is the sum of the account balance of home lending accounts and the credit limit of Viridian Line of Credit accounts that you have with us at the time you apply for Wealth Package. The package can only be established under one individual’s name or in the name of a corporate entity. It cannot be established in joint names or in the name of a business or family investment trust. Customers with Low Doc Loans are not eligible to apply for Wealth Package. Annual fee of $395 applies.

Extra Home Loan - Introductory rate provides a

discounted margin off the Extra Home Loan - Introductory rate reference rate available at the time loan documents are issued. As at 16 December 2016 Extra Home Loan reference rate for Owner Occupied home loans is 4.52 % p.a. and the current Extra Home Loan reference rate for Investment home loans is 4.86 % p.a.

Extra Home Loan provides a discounted margin off the Extra Home Loan reference rate available at the time loan documents are issued, for the life of the loan. As at 16 December 2016 Extra Home Loan reference rate for Owner Occupied home loans is 4.52 % p.a. and the current Extra Home Loan reference rate for Investment home loans is 4.86 % p.a.

# The primary credit card holder must be the same as the package holder for this benefit to apply.

Comparison rate calculated on a $150,000 secured loan over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.


Category: Bank loan

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