Apply For Motorcycle Loans With Nationwide

Find the motorcycle loan that fits your budget with motorcycle financing from Nationwide Bank®. We offer low motorcycle loan rates and flexible terms. It takes just minutes to get preapproved, and you can finish the loan online anytime, anywhere.

APR subject to change. A minimum amount financed of $12,000 for a term of 60 months is required to qualify for the advertised rate. See below for a payment example. APRs shown assume excellent borrower credit and a 1% discount for automatic ACH payments. Rates will be 1% higher if automatic payments are not selected or cancelled after loan closing. Loan is subject to approval. Additional terms and conditions may apply.  

Payment example: A 60 month loan for $12,000 at 7.86% APR would have 60 monthly payments of $242.51.

Nationwide Bank offers the same great rates for new, used and refinance motorcycle loans. And you can do everything online - from getting preapproved to signing your loan documents to paying the seller.

There are no fees to apply and no fees to refinance, so apply today!

How to apply

Get preapproved on our secure site, and finish your loan when you find the motorcycle you want. 

You must be 18 years or older and a U.S. citizen or legal resident to apply for a loan. Have the following information available to complete your motorcycle loan application.

Personal information Financial information Motorcycle information
  • Previous address if you've been in your current home less than two years
  • Previous employer if you've been with your current employer less than two years
  • The amount you wish to borrow or refinance for your motorcycle loan
  • Annual income (salary, bonuses, retirement income, etc.) and other income (child support, alimony) if you wish to have it considered as a basis for repaying your motorcycle loan
  • Bank account information for your automatic loan payments1
  • Year, make, model and VIN2
  • Purchase price
  • Name, address and phone number of the seller or dealership

If you are applying for motorcycle financing with another person, you will need to have that person’s residence information, too.


Do I have to purchase a motorcycle through an authorized dealer to get motorcycle loan financing?

No. You can buy your motorcycle from a dealership or a private party to get a new or used motorcycle loan from

Nationwide Bank. The name and address of a private party must match the vehicle title when entering it within the application.

What motorcycles are not eligible for a Nationwide loan?

Nationwide Bank does not offer loans on motorcycles that have a salvage title or that are 20 years and older. In addition, financing is not available for mopeds, scooters or ATVs.

After I am approved, how quickly can I get a check?

Because Nationwide Bank is a digital bank, everything happens online, including financing your motorcycle. We make it easy by sending the funds from your loan directly to the seller.

Here's how it works:

In our motorcycle loan application, we will ask you for the address and phone number of the seller.

Once you’ve signed your loan documents, we will email you a secure Funding Code and a link to the Nationwide Payment Center. When you’re ready to get your motorcycle, simply share this information with the seller. The seller will tell Nationwide Bank where to deposit the funds, and you can drive home in style.

Please note, if you purchase a motorcycle through a private individual, the price of the motorcycle will go straight to the seller. The rest of your loan will go into your account for you to pay tax and any fees as part of the purchase. Be sure you receive the signed title of the motorcycle so you can send it to Nationwide Bank.

For motorcycle refinance loans, we will send the check directly to the lender.

Is it possible to pay off my motorcycle loan early?

Yes. Nationwide Bank does not charge a penalty for paying off your loan early.

What isn’t included in the price of my motorcycle?

Be sure you factor in sales tax, any dealer fees and the cost of an extended warranty if you purchase one.

Make sure your motorcycle is protected, on the road and off. Get a motorcycle insurance quote from Nationwide today!

Insurance products offered through Nationwide Insurance are NOT insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank.

[1] Nationwide Bank loan interest rates include a 1% discount for automatic/ACH payments. If you choose to make payments by check, you will no longer receive the 1% interest rate discount.
[2] Nationwide Bank does not offer financing for motorcycles that have a salvage title or that are 20 years and older.

Category: Bank loan

Similar articles: