Personal Loans

Important information

Credit criteria, fees, charges, terms and conditions apply.

Before making a decision, it's best to read the terms and conditions:

BankSA personal loans are part of the Westpac group, including Westpac, St.George Bank, Bank of Melbourne and BankSA.

The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it's right for you. If you need help, call 13 13 76.

*$0 establishment fee for existing BankSA customers promotion: To be eligible for this promotion you must be an existing BankSA customer that applies for a new Unsecured Personal Loan by clicking on the 'Apply now’ button on the Unsecured Personal Loan page between 7 November 2016 and 28th February 2017. Credit criteria, other fees and charges apply.

^ Actual completion time and availability may vary depending on your internet connection and other factors. All applications are subject

to BankSA lending criteria.

1. Redraw requests are subject to approval. Minimum redraw amount $500 and a redraw fee applies for each approved request. Other fees and charges may be payable.

2. To qualify for a lower interest rate, any motor vehicle offered as security must not be more than 12 years old upon loan expiry. The vehicle used as security must be registered under the applicant’s name. If the vehicle is registered in joint names, loan application must also be made in joint names.

3. BankSA Personal Credit Protect is issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 and BankSA Life Limited ABN 88 076 763 936. BankSA arranges the insurance. However, BankSA does not guarantee the insurance. This information does not take into account your personal circumstances. Before making a decision about this insurance, read the Product Disclosure Statement to see if it’s right for you.

Category: Bank loan

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