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Personal Loan Online: Apply, Interest Rates


Get extra cash at 4.83% p.a.
(EIR 9% pa.)* with Citi Personal Loan

*Only applicable for new to bank customers

Enjoy a low interest rate when you apply for a Citi Personal Loan online.*

*Terms and Conditions apply

Welcome to Citibank Personal Loans

Fill In Your Details

Our Citibank banking officer will give you a call by the next business day to complete the application.

*Mandatory fields

Rates and Fees for New Citibank Customer

For new Citi Credit Card or Ready Credit holder:

Tenure (months) 12 24 36 48 60
Nominal Interest Rates (per annum) 4.94% 4.82% 4.83% 5.72% 5.79%
Effective Interest Rates (per annum) 9.00% 9.00% 9.00% 10.50% 10.50%
Tenure (months) 12 24 36 48 60
Nominal Interest Rates (per annum) 8.76% 7.76% 7.39% 7.79% 7.92%
Effective Interest Rates (per annum) 15.80% 14.25% 13.50% 14.00% 14.00%

Note: Loans with 0% interest rate with upfront service fee option are available.

Upon approval, the funds will be deposited within the next working day into your Citibank account or up to 5 working days for non-Citibank account.

Cancellation fee:
3% of outstanding unbilled principal amount or S$100 whichever is higher.

Eligibility and Documents Required

Valid for customers with minimum annual income of S$30,000.

For new customers:

Singaporean/PR Foreigner

Minimum annual income of S$30,000

Minimum annual income of S$42,000

For Salaried Employees:

  • A photocopy of the front and back of your NRIC
  • Past 12 month's CPF statement submitted via CPF web-link
    OR Latest Income Tax Notice of Assessment and latest original computerised payslip

For Self-Employed:

  • A photocopy of the front and back of your NRIC
  • Last 2 years' Income Tax Notice of Assessment and last 3 months' bank statements
  • A photocopy of the front and back of your Passport/Employment Pass
  • Latest Income Tax Notice of Assessment and latest original computerised payslip

Please email your supporting document to sgcardsales1@citi.com

Citi Quick Cash Terms and Conditions (Credit Card)|Citi Ready Credit PayLite Terms and Conditions (Ready Credit)|
Citibank 1 Hour Loan Approval Program Terms and Conditions

Enjoy a low interest rate when you apply for a Citi Personal Loan online.*

*Offer is only applicable when you book your loan online.
Other Terms and Conditions apply.

APPLY ONLINE


By clicking "APPLY ONLINE", you consent to Citibank Singapore Limited contacting you for the purpose of marketing of Citibank Unsecured Credit Products including via the telephone.

Don't have an account? Click here to sign up for a Citibank Online account.
Alternatively, get us to call you back by clicking here.


Category: Bank loan

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