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RHB Bank Singapore :: Personal :: Preferred Credit


Investment opportunities, a rare antique, a new car, a good holiday? RHB Preferred Credit is the unsecured credit line that lets you soak up the best that life has to offer by putting the power of extra cash in your hands whenever you need it.

• Low interest rate of 5.888% p.a.* for first 3 months and 16.888% p.a.* thereafter • Flexibility with no monthly minimum repayment • High returns on your credit balance • Convenience with free unlimited cheque books

  First 3 months  5.888% p.a.
    Thereafter 16.888% p.a.
 
   Effective Interest Rates
 
  1 14.138% p.a.
    Thereafter 16.888% p.a.
���  Note: Effective Interest Rate is subject to compounding if the monthly interest charges are not repaid in full.
  First S$5,000 0.48% p.a.
  Next S$45,000 0.58% p.a.
  Next S$100,000 0.68% p.a.
  Above S$150,000 0.78% p.a.

• Singapore Citizens or Singapore Permanent Residents • Individuals aged between 21 and 60 years of age

• Minimum annual income of S$36,000

Documents Required • Photocopy of NRIC (both sides) • Proof of Income:           •   Salaried Employee: 

              1)    Latest Computerized Payslip OR 


              2)    CPF Contribution Statement for past 12 months OR                3)    Latest Income Tax Notice of Assessment (NOA)           •   Variable Income/Commission Based Earner: 

              1)    Latest 6 months Computerized Payslip OR 


              2)    CPF Contribution Statement for past 12 months OR                3)    Latest Income Tax Notice of Assessment (NOA)           •   Self-Employed:               1)    Income Tax Notices of Assessment (NOA) for past 2 years

• Any other documents as may be requested by the Bank at its sole discretion

  Important Information  
  Annual Fee Waived
  Minimum monthly  repayment No minimum monthly repayment as long as loan amount is   within credit limit
  Minimum interest charges S$10
  Late payment charges No late payment charges
  Over the limit charge 5% above prevailling interest rate.


Category: Bank loan

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