ANZ Business Loan

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Choice and Control
Need a business loan that's flexible? Our ANZ Business Loan lets you handpick solutions that helps build your business best. 

Whether you want your finance secured or unsecured, at a fixed or variable rate of interest, or for commercial or investment purposes, we can help. 

We give you a choice of three interest rate types to suit your business. 

Repayment options with a choice of principal and interest or interest only available.

You want a capital boost with flexible repayment and interest rate options for loan amounts above $10,000. 

Loan amount
Minimum $10,000.

Unsecured or secured by various forms of security including residential*, commercial or rural property, business assets, or a combination of these.

Up to 15 years (variable rate) or up to 10 years (fixed rate).

Interest rates, fees and charges

View interest rates

Fees and charges are payable. View ANZ Business Banking terms, conditions, fees and charges.

Interest types

  • Variable rate

    (up to 15 years)

  • Fixed rate, interest in arrears (up to 10 years)
  • Fixed rate, interest in advance (up to five years).

Repayment options
Principal and interest or interest only (available up to a maximum term of five years) and a lump sum balloon payment up to 80% of loan amount at end of loan term.

Repayment terms - Variable rate

  • Weekly,Fortnightly, Monthly, Quarterly, Half-yearly, Yearly, Seasonally.

Repayment terms - Fixed rate

  • Monthly, Quarterly, Half-yearly, Yearly.

Enquire online

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On the phone

Call 1800 602 761 or Request a free call back

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Find a Specialist

Find a Small Business Specialist

* Residential property does not include property development or speculative residential construction.
All applications for credit are subject to ANZ's normal credit approval criteria. Terms and conditions available on application. Fees and charges apply.

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Category: Bank loan

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